Video Transcript If a tree falls on your house, does homeowner's.

It’s a safe bet that if a tree falls on your house, there would be coverage for the debris removal. As mentioned before, the deductible applies, so it’s certainly possible total damage + tree removal could be less than your deductible.

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If the tree just falls and doesn’t hit a covered building, there MAY be some coverage for the debris. If a tree damages your home, your policy may help pay up to, to repair or rebuild your home. Keep in mind that you'll have to pay your deductible, which is your share of the covered claim.

You typically select the deductible amount when you purchase bushdig.barted Reading Time: 6 mins.

And, once the storm passes, you may be wondering whether your homeowners insurance will help pay for the cost of removing the branches or repairing damage if the tree fell on your home.

Mar 10, If so, then the casualty loss incurred from fallen or storm-damaged trees can be claimed as a deduction on your income taxes. Damage from vandalism or other man-made causes, like a Estimated Reading Time: 3 mins.